How to activate the Post office net banking
Through Post Office Net Banking, users can effortlessly ascertain their account balances, transfer funds, and enjoy a seamless online banking experience.
Understanding Post Office Net Banking
To avail themselves of the advantages offered by Post Office Net Banking, customers are required to complete a simple registration process. They can either visit their nearest post office or download the dedicated Post Office Net
The activation of Post Office Net Banking necessitates customers to complete a registration form and submit it at their local post office branch. The form typically solicits personal information, account particulars, and contact details. Upon submission of the form,
customers are provided with a unique user ID that grants them access to Post
Office Net Banking.
In the event that customers have any inquiries or encounter any obstacles, they can rely on the specialized customer care service offered by India Post.
Post Office Net Banking empowers India Post customers with the convenience of digital banking, enabling them to effortlessly manage their finances, execute transactions, and access a plethora of banking services. Through the secure and dependable platform provided by India Post, customers can bask in the benefits of online banking with ease.
What is Post Office Net Banking?
Post Office Net Banking refers to the online banking service provided by the postal department, allowing customers to perform various financial transactions through the Internet. It enables users to access their post office accounts and conduct banking activities without
visiting a physical branch.
What are the Pr-requisites for availing of Inida Post Internet Banking:-
Ø Live Single or Joint “B” Savings account standing at CBS-enabled Branch Post Office, Sub Post Office or Head Post Office.
Ø Post Office net Banking activation process in PDF
Ø Provide necessary KYC documents, if not already submitted
Ø Email address
Ø PAN number
Ø Customer ID is the 9-digit ID that is printed on the 1st page of your Passbook.
How to Register for Post Office(DOP) Net Banking?
To enroll in Post Office Net Banking, follow these straightforward instructions:
*Post Office Net Banking Form Download Path:
https://www.indiapost.gov.in/VAS/Pages/Form.aspx. Visit to savings Bank category, & then in the section “ATM or Intra Operable Net banking/Mobile Banking Request Form” for download
What is the India Post Internet Banking Activation Process?
Step- 1 You will receive an SMS alert regarding the activation of DOP internet banking. https://ebanking.indiapost.gov.in/
Step-2 Open the DOP Internet banking page using the URL mentioned in the SMS or URL for DOP Internet Banking https://ebanking.indiapost.gov.in.
Step-3 Click on “New User Activation” in the home page.
Step-4 Fill the New User Activation Details i.e Customer Id and Account Id available 1st page of your Saving bank Passbook.
*Customer ID is the 9-digit ID on the first page of the Passbook
Step- 5 Configure your Internet Banking login (Sign on) password and transaction password.
Step- 6 Now login and configure security questions and answers along with Passphrase. These two steps
are mandatory for the successful activation of your internet banking user ID.
Once you have registered, follow these steps to post office net banking login in
to your account:
Ø Visit the website of the Indiapost office banking service.
Ø Click now on the “Login” button or “Sign In” option.
Ø Enter your username and password.
Ø Solve the captcha if prompted.
Ø Click on the “Login” button now to access your Net Banking Account.
Ø Navigating the Post Office Net Banking Dashboard
Ø After logging in, you will be directed to the Post Office Net Banking dashboard.
Ø The dashboard provides a comprehensive view of your accounts, transactions, and
various services available. You can navigate through different sections.
Ø Navigating the Post Office Net Banking Dashboard
Ø You can navigate through different sections and perform various actions using the
menu options provided.
Ø The dashboard typically includes options such as:
Recent online activities:
Mail Alerts
Accounts List Summary
Accounts
Transactions
General Services
Security Measures for Post Office Net Banking
Post Office Net Banking prioritizes the security of your financial information. To ensure a safe banking experience, the following security measures are implemented:
Secure Login: The login process requires a unique username and password. Make sure to choose a strong password and keep it confidential.
Two-Factor Authentication: Additional layers of security, such as One-Time Passwords (OTP) or biometric authentication, may be implemented to verify your identity during certain transactions.
Secure Socket Layer (SSL) Encryption: All data transmitted between your device and the banking server is encrypted using SSL, minimizing the risk of unauthorized access.
Timed Logout: If there is no activity for a specific period, the system automatically logs out to your login process to protect you from unauthorized access.
Transaction Alerts: You may receive real-time notifications via SMS or email for important transactions or changes to your account.
For NEFT/RTGS, use all India single IFSC for Department of Posts –
“IPOS0000DOP”
Features of Post Office Net Banking:-
Post Office Net Banking offers a range of features to simplify your financial transactions. Let’s explore some of the key features:
Account Overview and Balance Enquiry:-
With Post Office Net Banking, you can easily view an overview of your accounts, including savings accounts, recurring deposits, and fixed deposits. Additionally, you can check the available balance in each account, helping you keep track of your finances.
Fund Transfer: –
Post Office Net Banking allows you to transfer funds seamlessly between your post office accounts or to accounts in other banks. You can initiate one-time transfers or set up recurring transfers for regular payments, such as EMI or utility bills.
Bill Payments:-
Paying bills becomes effortless with Post Office Net Banking. You can conveniently settle your utility bills, credit card bills, insurance premiums, and other recurring payments directly through the online banking platform.
Fixed Deposits and Recurring Deposits:-
Post Office Net Banking enables you to open/ manage POSB schemes. You can easily calculate the maturity amount, track the interest accrued, and renew or withdraw your deposits as per your requirements.
Statement of Transactions:-
Generating account statements is a breeze with Post Office Net Banking. You can access detailed transaction histories, download statements for a specific period, and even customize the format for record-keeping purposes.
How to Purchase and Closure of NSC/KVP online in Post Office-
Post Office net banking enables you to open and close the NSC/KVP online instantly.
Benefits of Post Office Net Banking:-
Convenience and Accessibility:-
With Post Office Net Banking, you can perform banking transactions anytime and anywhere, as long as you have an internet connection. You no longer need to visit a physical branch, stand in queues, or adhere to restricted banking hours.
Time and Cost Savings
Online banking eliminates the need for manual paperwork, reducing the time and effort required for financial transactions. Additionally, it saves you from incurring expenses associated with travel or courier services for banking-related tasks.
Enhanced Security
Post Office Net Banking utilizes strong security measures, incorporating encryption and two factor authentication, to protect your financial details. This ensures that your transactions and sensitive information are shielded from unauthorized access, offering you peace of mind.
Seamless Fund Management
Post Office Net Banking provides a centralized platform for managing your funds. You can easily track your account balances, monitor transactions, and transfer funds between accounts with just a few clicks.
24/7 Availability
Unlike physical bank branches with limited operating hours, Post Office Net Banking is available 24/7. This means you have the flexibility to perform transactions and access your account details at any time that is convenient for you.
Also Read:-
Post Office Savings Interest Rate.
FAQs about Post Office Net Banking
Sure, here’s a rephrased version of the provided text:
1. **What is the URL for DOP Internet Banking?**
The web address to access DOP Internet Banking is https://ebanking.indiapost.gov.in.
2. **What are the prerequisites for DOP Internet Banking?**
You need the following:
– A valid active single or joint “B” savings account at a CBS enabled Branch Post Office, Sub Post Office, or Head Post Office.
– Submission of necessary KYC documents if not previously submitted.
– A valid unique mobile number.
– An email address.
– PAN number.
3. **How to register for DOP Internet Banking?**
To register:
– Visit your home branch.
– Fill out the pre-printed application form and submit it with the required documents.
– Your DOP internet banking service will be activated on the next working day after your registration request is processed by the Post Office.
4. **How will I know when my DOP Internet Banking is activated?**
Once your request is processed successfully, an SMS alert will send on your registered mobile number within 48 hours.
5. **What is my customer ID?**
Your customer ID is the 9-digit ID printed on the 1st page of your Passbook.
6. **What should I do after receiving an activation SMS for DOP Internet Banking?**
After receiving the SMS alert, visit the DOP Internet banking page using the URL provided in the SMS. Click on “New User Activation” on the home page. Fill in the required details, configure your Internet Banking login (Sign on) password and transaction password. Finally, log in and set up security questions, answers, and a passphrase. These steps are essential for the successful activation of your internet banking user ID.
7. **Why should I configure security questions and answers during my first login?**
Security questions and answers are necessary for use in case you forget your login or transaction password.
8. **Can my login and transaction passwords be the same?**
No, they cannot be the same.
9. **What is the limit for wrong login/transaction password attempts?**
The permissible limit for incorrect attempts is 5.
10. **What if I type my password wrong 5 times?**
If your login password is entered incorrectly 5 times, your POSB Net banking user ID will be disabled from logging in. If the transaction password is entered incorrectly 5 times, transaction rights will be disabled. In such cases, please change your password on the ‘Forgot Password option on the login page and then log in with the correct password.
11. **How can I get my login rights or transaction rights re-enabled?**
If you need to have your login or transaction rights re-enabled, you can address the issue by sending an email to dopebanking@indiapost.gov.in from your registered email ID, mentioning your CIF ID/Account ID along with the details of the issue.
12. **What should I do if I forget my password?**
If you forget your Net banking password, you can use option of the ‘Forgot Password’ link on the eBanking home page. There are two options available for resetting the password:
– Using Security Questions and Answers.
– Using Account Number and Date of Birth.
13. **Can I view all the accounts of the Joint Holder in Internet Banking?**
For joint accounts, both customer IDs need to be linked to the same account to view it. However, single accounts of a joint holder can only be viewed by that account holder in their internet banking login.
14. **What if my password expires during login?**
If your password expires during login, the DoP eBanking application will ask you to change the password during the login. Simply follow the displayed instructions to update your password.
15. **Even after entering the right password, the application is not allowing me to log in. What should I do?**
If you haven’t logged in for more than 180 days, your password will expire, and you need to inform this via email to dopebanking@indiapost.gov.in from your registered email ID. Once enabled at the DoP level, you will receive an email on your email ID registered for dop net banking. After enabling the user ID, use the ‘Forgot Password’ link available on the home page and follow the instructions.
16. **Can I change my DOP Net Banking user ID?**
Yes, the DOP Net banking user ID can be changed once only using the ‘My Profile’ section > ‘Update channel login ID’ option.
17. **What if I forget security questions and answers and the password?**
You can reset your DOP Net banking password using the ‘Forgot Password’ option on the eBanking home page, using the ‘Using Account Number and Date of Birth’ method. Log in to the eBanking application after resetting.
18. **What if some of my Post office A/Cs are not visible in my DOP Internet banking login?**
If some of your Post office accounts are not visible in your DOP internet banking login, You May visit the home branch POSB to check your customer ID/CIF ID with the eBanking registered CIF/Customer ID.
19. **What is the IFSC of DoP for NEFT and RTGS?**
The All India single IFSC for the Department of Posts is IPOS0000DOP.
20. **Can I transfer funds, make deposits, and what are the applicable charges?**
Funds can be transferred using various options, including within DoP accounts and to other bank accounts through NEFT or RTGS. Different charges apply based on the transaction amount, with NEFT being free and RTGS having specific charges based on the transaction value.
Please let me know if you’d like to continue with the remaining questions or if you need any further information.
21. **What type of accounts can I open through internet banking?**
You can open RD (Recurring Deposit), TD (Time Deposit), NSC (National Savings Certificate), KVP (Kisan Vikas Patra), and PPF (Public Provident Fund) accounts through Internet Banking. These options are available under the General Services > Service request > New request section.
22. **How can I add a nominee for the account opened online through Internet Banking?**
The nomination for accounts opened online will be registered based on the existing nominee in the SB (Savings Bank) account. If you want to open an account with a different nominee, please visit the Post Office to make the necessary changes.
23. **What is the procedure to change the nomination for the accounts opened online?**
To change the nomination for accounts opened online, you need to visit the Post Office where the account stands. Submit an application for a change of nomination, and please note that this service may have a charge associated with it.
24. **What type of account can be closed online?**
You can close RD, TD, PPF, KVP, and NSC accounts as per the existing POSB (Post Office Savings Bank) norms post maturity. For accounts opened on or after 01-July-2016, KVP/NSC accounts can be closed. The closure proceeds will be credited to your SB (Savings Bank) account.
25. **Can I register a stop cheque request?**
Yes, you can place a stop cheque request through Internet Banking. This option is available under General Services > Service request > New request > Savings Accounts – Stop Cheque.
26. **Can I change my login or transaction password?**
Absolutely! You have the flexibility to modify your login or transaction password. To do so, follow these steps:
– Go to the “My Profile” section.
– Look for the “Change Passwords” option.
– Click on it to proceed with the password modification process.
Follow these steps, you can easily update your login or transaction password according to your preferences.
27. **Can I schedule a fund transfer for a future date?**
Yes, you can schedule a fund transfer for a future date. When initiating a fund transfer, select the frequency type as “Single” for a one-time transfer or “Recurring” for multiple transfers. For PO savings bank accounts, you can schedule fund transfers using the chosen frequency type. Similarly, for NEFT/RTGS transfers, you can also schedule future transfers by selecting the appropriate frequency type.
28. **Can I take a PPF withdrawal online?**
Yes, you can make a PPF (Public Provident Fund) withdrawal online. Here’s what you need to know:
– Online withdrawals can be made for the eligible amount from your PPF account.
– PPF withdrawals are allowed only once in a financial year, considering both online and offline modes.
– Currently, you can withdraw a maximum of Rs. 2 lakhs or the eligible amount, whichever is lower, through the online withdrawal facility.
– If you wish to withdraw an amount higher than the specified limit, you will need to visit your home branch post office to proceed with the withdrawal process.
– Remember, online PPF withdrawals are subject to eligibility criteria and the specified withdrawal limits.
29. **Can I take RD half/partial withdrawal online?**
No, RD (Recurring Deposit) half/partial withdrawal cannot be availed online. It can be done for the eligible amount/period at your home branch Post Office only.
30. **How can I disable my DOP Internet Banking?**
To disable Internet Banking, approach your home branch Post Office.
31. **How do I get the passbook for the accounts opened through Internet Banking?**
If you desire a passbook, you should visit the home branch where the account stands. Identify yourself, provide the account number(s) opened online, and request to get the passbook(s).
32. **How can I get support from DoP for any issues regarding eBanking operations?**
For assistance, please call our customer care toll-free number 1800-266-6868 between 9 AM to 6 PM, or you can write to us at our email ID dopebanking@indiapost.gov.in.
33. **Why is a Passphrase shown during eBanking Login?**
A Passphrase is a security add-on feature that confirms you’re logging into the genuine DOP Internet Banking URL. It should always match the phrase you configured during your user activation. This helps you identify identical malicious links whose objective is to steal your personal data. Only proceed with login if the Passphrase matches.
34. **What if my Passphrase does not match during the DOP net banking login?**
Do not enter your net banking password to proceed further logging in to such a site, as it may be a malicious site. Report such malicious URLs immediately to our email dopebanking@indiapost.gov.in.
35. **Can I change the Passphrase?**
No, the Passphrase can be configured only once during the activation of Internet Banking.
36. **My session frequently times out when I’m logged into the eBanking application. What should I do to avoid this?**
For more security reasons, if your login session is inactive for more than 5 minutes, it will automatically log you out from net banking login. You may enable pop-ups for our eBanking URLwhich will alert you to further extend the session in the last minute of your session. Alternatively, you can use the “Prevent Session Timeout” like hyperlink in your DOP net banking login to extend your session as per your requirement.
37. **Where can I download the eBanking activation application form?**
You can download the eBanking activation application form from our official website at the following URL: https://www.indiapost.gov.in/VAS/Pages/Form.aspx. Look under the Savings Bank category, and the “ATM or Intra Operable Net banking Mobile Banking Request Form” can be downloaded.
38. **How to completely log out from my eBanking login?**
on clicking on the logout button once, DOP eBanking application will take you to in another page where you have to click on the logout button once again to fully log out from the eBanking application.
39. **What should I do to activate my eBanking if my account is located at a different Post Office from where I am residing?**
Please visit the nearest Post Office to transfer your Post Office account, and then you may apply for eBanking by submitting the requisite application form after the transfer.
40. **Can I place a request for a new ATM card in the DoP Internet Banking app?**
No, you cannot request a new ATM card through Internet Banking. However, you can place this request in the DoP Mobile Banking app Dashboard under heading “Request” > “New ATM Card Request.”
41. **How to request for an ATM PIN in the DoP Internet Banking app?**
No, you cannot request a new ATM PIN through Internet Banking. However, you can place this request in the Mobile Banking app Dashboard under “Request” > “ATM PIN Request.”
42. **How do I add a Beneficiary in the DoP Internet Banking?**
To add a Beneficiary:
– Go to Transactions > Transaction Support Services > Manage Payee > Manage Beneficiary.
– Available options for beneficiary addition are:
– Add third-party payee within DoP
– Add other Bank Payee
43. **Can I view the added Beneficiaries in DoP Internet Banking?**
Yes,
43. **Can I view the added Beneficiaries in DoP Internet Banking?**
Yes, you can view the added Beneficiaries. Go to Transaction Support Services > Manage Payee > View Payee.
44. **Can I get my account statement in DoP Internet Banking?**
Yes, you can view your account statement in DoP Internet Banking. To access the statement:
– Go to Accounts.
– Click on the account type you want to view.
– Hover the mouse over the required account.
– Select “View Transaction History.”
– You can also download require statement in PDF and XLS format.
45. **Can I get my Interest paid certificates for Income Tax submission in DoP Internet Banking?**
No, you need to visit your home branch Post Office for Interest paid certificates required for Income Tax submission.
46. **My TD account is getting matured today. Will it get credited to my savings account automatically or will it get renewed automatically?**
No, the TD (Time Deposit) account will not get closed or renewed automatically. Please close the TD account manually by using the menu General Services > Service Requests > Closure/Pre-closure of TD/RD account. For further renewal, visit the post office where the account stands.
47. **I closed my TD account today through Internet Banking. But I didn’t get my Interest amount credited in my savings account. Only the principal got credited in my savings account.**
During the opening of a TD account at the Post Office, the interest credit account is not linked to your savings account. Hence, please visit your post office for getting your Interest amount.
48. **Can I submit my Form-15G/15H online through DoP Internet Banking?**
No, Form-15G/15H cannot be submitted online. Please contact your home branch Post Office for the submission of the same.
49. **Can I give standing instructions to my RD account from my SB account through DoP Internet Banking?**
No, there is currently no option to give standing instructions through Internet Banking. Please contact your home branch Post Office to avail of the standing instruction facility.
50. **I am getting an error “Pending SI exists” during closure. What should I do?**
Please contact the Post Office where the account stands to remove the standing instruction facility.
51. **My name/address/email ID/mobile no is updated wrongly. Can I correct the same online?**
No, KYC (Know Your Customer) corrections cannot be made online. Please visit your home branch Post Office for KYC corrections.
52. **How can I apply for a cheque book online?**
A cheque book cannot be applied for online. Please contact your home branch Post Office to apply for a cheque book.
53. **Can I pay PLI/RPLI premium through internet banking?**
Yes, you can pay PLI (Postal Life Insurance) and RPLI (Rural Postal Life Insurance) renewal premiums using General Services > Service Requests > New Requests > Pay PLI Renewal Premium.
54. **How can I check the PAN validation status?**
To check PAN status, go to the My Profile section > view PAN status.
Please feel free to ask if you have more questions or if there’s anything else you’d like to know.
55.
Facilities offered in DoP Internet Banking:-
| Scheme | Functionality |
|
General |
Dashboard |
| My Profile | |
| New User Activation by OTP | |
| Forgot Password | |
| Download Forms | |
| Information Links to— | |
| Terms and Conditions | |
| Contact us | |
| security tips | |
| About Phishing hyperlink | |
| Report Phishing hyperlink | |
| FAQ | |
| Password Management | |
| Complaints | |
| View Incomplete Transactions | |
| View All Transactions | |
| View Scheduled Transactions | |
| General Services- | |
| Manage Mails | |
| Manage Inquiries | |
| detailed activity inquiry | |
| Transaction limit inquiry | |
| View Lien on account if any | |
| View nominee details of the account(s) | |
| Manage Payee- | |
| Add Payee within DOP | |
| Add other bank Payee | |
| View Payee | |
| TDS Inquiry | |
| Transaction remarks entered by DOP customers are displayed in Transaction Particulars. |
|
| Customers will be allowed to change Login ID of net banking only once. | |
| Income Tax vanilla hyperlink | |
| All India Single IFSC of DoP | |
| View PAN status in DoP | |
|
Savings |
Account Balance & Details |
| Transaction History | |
| Mini Statement | |
| View Monthly Average | |
| View Quarterly Average | |
| View Nominee details | |
| Inquire on lien | |
| Fund Transfer between Own & third party Post Office Savings Account. | |
| Fund Transfer to other bank accounts through NEFT & | |
| RTGS | |
| Fund Transfer from Savings to own/linked RD Account | |
| Fund Transfer from Savings to own/Linked RD Loan Account | |
| Fund Transfer from Savings to own/linked PPF Account | |
| Fund Transfer from Savings to Own/Linked Loan against PPF Account | |
| Fund Transfer from Savings to linked SSA account | |
| View Stop/Issued cheques | |
| Can check of the status of used/unused POSB Cheques from the date of the last cheque book issued to customer |
|
|
RD |
Opening of new RD Account by debiting your own Post Office Savings Account |
| Account Balance & Details of RD and Loan on RD Account | |
| Transaction History | |
| Mini Statement | |
| Deposit in RD Account from Own Post Office savings Account | |
| Deposit in RD Loan Account from own Savings Account | |
| Closure and Pre-closure of RD Account and credit into your Post Office Savings Account |
|
|
TD |
Opening of a new TD Account by debiting your own POSB Account |
| Account Balance & Details | |
| Transaction History | |
| Closure and Pre Closure of TD Account and credit into your Post Office Savings Account |
|
|
MIS |
Account Balance & Details |
| View principal and interest credit details | |
| View nominee details | |
|
SCSS |
Account Balance & Details |
| View principal and interest credit details | |
| View nominee details | |
|
NSC |
Open NSC Account |
| Account Balance & Details | |
| Transaction History | |
| View Nominee details | |
| Closure of NSC (Opened on or after 01 Jul 2016) | |
|
KVP |
Open KVP Account |
| Account Balance & Details | |
| View Nominee details | |
| Closure of KVP (Opened on or after 01 Jul 2016) | |
|
PPF |
Opening of PPF Account |
| Account Balance & Details of PPF and PPF Loan Account | |
| Transaction History of PPF and PPF Loan Account | |
| Mini Statement of PPF and PPF Loan Account | |
| View Nominee details | |
| Deposit in Active PPF Account | |
| Repayment in PPF Loan Account | |
| Withdrawal from PPF Account. | |
| For repayment in PPF Loan Account, outstanding Loan balance will be displayed. |
|
| For withdrawal from PPF Account, eligible amount of withdrawal will be displayed. |
|
|
SSA |
SSA Deposit |
| View Nominee details |
56. Can I use Post Office Net Banking on my mobile device?
Yes, you can access Post Office Net Banking on your mobile phone by visiting the offical website using a mobile browser. Make sure you have a stable internet connection for a seamless banking experience on your mobile device.
57. Is Post Office Net Banking available for all types of accounts?
Post Office Net Banking is accessible for most types of A/Cs offered by the post office, including savings accounts, fixed deposits, recurring deposits, as well as NSC/KVP accounts for opening and closing.
58. What should I do if I can’t remember my Post Office Net Banking password?
In case you forget your Post Office Net Banking password, you can initiate the password reset process. Visit the login page and locate the “Forgot Password” or “Reset Password” option. Follow the provided instructions, which may involve answering security questions, entering your registered mobile number, or receiving an OTP to reset your password.
59. Can I transfer funds to accounts in different banks using Post Office Net Banking?
Absolutely, Post Office Net Banking enables you to transfer funds to the AC/s in other banks through NEFT (National Electronic Funds Transfer) or RTGS (Real-Time Gross Settlement) facilities. You’ll need to provide the beneficiary details, including the bank account number, IFSC code, and beneficiary name, to initiate the transfer.
60. Are there any fees for using Post Office Net Banking?
Typically, Post Office Net Banking services are free of charge. However, certain transactions or additional services may attract nominal fees. It’s recommended to review the official post office banking website or contact your post office branch for specific details on any applicable charges.
61. How long does it take for funds to be transferred through Post Office Net Banking?
The time required for fund transfers through Post Office Net Banking depends on the type of transfer and the participating banks. NEFT transfers usually settle within a few hours, while RTGS transfers are generally processed in real-time. Please note that bank holidays or cutoff times may impact the processing time.
Source: https://www.indiapost.gov.in
Conclusion:-
Post Office Net Banking is a convenient and secure way to manage your finances, offering a wide range of services at your fingertips. With its user-friendly interface, robust security measures, and round-the-clock accessibility, it simplifies your banking experience. From account balances inquiry to transferring funds Post Office Net Banking empowers you to take control of your financial transactions with ease.
Embrace the digital era and unlock the benefits of Post Office Net Banking to streamline your financial management. Say goodbye to long queues and time-consuming paperwork, and embrace the efficiency and convenience of online banking with the post office.