How can I download the PLI Policy?
Digi Locker is an initiative under the Digital India program of the Government of India. Now you can get a Digital Copy of PLI & RPLI Policy through Digi locker and can also download your Postal life insurance policy easily.
Department of Posts’ primary goal is to reduce the use of paper-based documents, increase the efficiency of service provision, and provide simple and convenient service to policyholders.
Amidst the Azaadi Ka Amrit Mahotsav celebrations, the Department of Posts has unveiled the digital iteration of the Digital Copy of PLI & RPLI Policy, a gesture aimed at enhancing the ease and comfort of PLI patrons.
The newly introduced ‘ePLI bond’ is now accessible to eligible policyholders in a digital format, made available through the DigiLocker platform. By securely accessing DigiLocker using Aadhaar authentication, users can conveniently download the digital version of their Policy bond onto their mobile devices, providing a convenient record-keeping solution.
This Digital Copy of PLI & RPLI Policy, provided through DigiLocker, holds legal validity by the IT Act of 2000. It is treated on equal footing with the original policy bond issued by Postal Life Insurance, allowing it to be used for all types of Financial and Non-financial requests related to PLI/RPLI policies.
Advantages Digital Copy of PLI & RPLI Policy
The insurance bond holds significant importance for policyholders, and ensuring timely access to these bonds is crucial. By offering Digital Copy of PLI & RPLI Policy through DigiLocker, customers gain the vital convenience of securely storing the bonds at no extra cost.
The digital version of the PLI Policy Bond becomes accessible once a Postal Life Insurance policy is purchased either through the Post Office or via the India Post website.
Once a proposal is accepted/approved, the policyholder can immediately download the digitally signed copy of the policy bond from the DigiLocker mobile application.
For users with multiple Postal and rural Postal Life Insurance Policies such as Endowment Assurance-EA, Anticipated Endowment Assurance-AEA, Whole Life Assurance-WLA, Convertible Whole Life Assurance-CWLA, Child Policy-CA, Yugal Suraksha-YS and Gram Priya-GY (in RPLI), all these policies can be downloaded using the same authentication mechanism in the Digital mode.
Often, physical copies of policy bonds become outdated and maintenance becomes challenging. With a digital copy available in DigiLocker, policyholders gain the advantage of presenting a digital copy during maturity claim settlements through the dedicated section of the DigiLocker app.
The Department of Posts’ servers ensure that all subsequent changes to the policy bonds are synchronized with DigiLocker, granting policyholders the ongoing benefit of real-time updates.
This transformation enhances user experience, offering a modern and secure approach to managing policy documents, providing ease during claims, and facilitating policy updates efficiently.
Benefits of Digital copy of Policy bond to the Department:-
During the policy servicing process, the Post office staff can effortlessly validate the digital copy by simply verifying the scanning of the encrypted QR code embedded in the Policy bond. This streamlined procedure is accessible from within the issued section of the DigiLocker app.
This implementation is expected to significantly alleviate policyholders’ concerns and complaints related to missing policy bonds, and the need for issuing duplicate policy bonds will be greatly reduced.
The robustness of the aadhaar authentication system, complemented by the embedded digital signature and encrypted QR code, will serve as a powerful deterrent against fraudulent cases.
By ensuring that the name in DigiLocker (derived from Aadhaar) matches that of the PLI Policy, the Postal Department enjoys the advantage of a clean and easily identifiable KYC process, enhancing efficiency and security in their operations.
How to Download PLI Policy Bond Online-
Once the Policyholder successfully authenticates through their mobile app using Aadhaar, they’ll proceed to input the policy number.
DigiLocker will then cross-reference the Policyholder’s name and date of birth with the information in the Aadhar database against the corresponding records in the Postal Life Insurance (PLI) record.
After successfully tallied, the Policy bond will be promptly downloaded and can be conveniently accessed in the “issued documents” section of the DigiLocker mobile app, where the policyholder can view and manage it.
You can also check here how to get a duplicate policy bond in case your original policy bond is lost. Also Read:-
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