How to Check Postal Life Insurance(PLI) Policy Status Online

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Need to Check Postal life insurance Policy Status > Online n Offline

Need to Check Postal life insurance Policy Status > Online n Offline
How to Check Postal Life Insurance(PLI) Policy Status
Checking your Postal Life Insurance (PLI) Policy Status in India: Step-by-Step Guide
What are different PLI Policy Statuses and probable solutions to correct the status:-
    If you have already a Postal Life Insurance Policy and now want to know your PLI policy status, here we will tell you how to Check Postal Life Insurance(PLI) Policy Status online as well as offline mode and what are the different statuses and how to make your policy status active.

When you check your policy status on the customer portal or at the post office counter, it might display different statuses of the PLI policy like PLI policy status void hai. lapsed or active lapsed if the premium is not paid in the policy timely. 
 
    Ideally, if you are paying premium regularly either salary/pay deduction or cash or online mode, your policy status should be active only in the PLI customer portal. In case hassel free maturity claim, loan or other services it is mandatory for you to check  your policy status. 
How to Check Postal Life Insurance(PLI) Policy Status

How to Check Postal Life Insurance(PLI) Policy Status

You can check your Postal Life Insurance(PLI) Policy Status online as well as offline, we will explain both processes in detail here.

Checking your Postal Life Insurance (PLI) Policy Status in India: Step-by-Step Guide

There are three main ways to check your PLI policy status:

1. Online using the Customer Portal:

This is the most convenient method and offers real-time information. However, you need to be registered on the portal first if not done already. Here’s step-by-step how:

a. Register for Customer Portal:

   Step-1 Visit PLI Customer Portal 

PLI customer portal login
step-2  Click on “Generate Customer ID.”

step-3  Enter your policy details (policy type, policy number, date of birth, email ) and mobile number. All details are as per your policy bond. 

How to create PLI customer id online

Step-4 You’ll receive a verification link on your mobile after some time, this link will remain valid for 74 hrs.  Click it to set your password. For more details check here 

b. Check Policy Status Online :

Step- 1  After registration, log in with your Customer ID and password.

how to check PLI status online

Step-2  In the dashboard, you’ll see your My Policy tab, click to expand your policy menu. 

PLI status online

Step-3 You can also access all your policy statuses here, just click the policy number for more details. 

2.  Checking PLI policy Status through Offline Methods:

a. Call Customer Care:

  • Dial the toll-free number: 1800 180 5232/155232 or the landline number: 011 24673177.
  • Provide your policy details to the representative.
  • They will verify your information and share your policy status.

b. Visit Your Post Office:

  • Visit the post office where you purchased your policy or any nearest post office with policy documents. 
  • Speak to a customer service representative and provide your policy details.
  • They can access your policy information and check your policy status. 

TO check your Policy Status successfully:-

  • Ensure your registered mobile number and email address are updated with PLI for online access.
  • Keep your policy documents (policy number, proposal number) handy for verification.
  • Choose the method that suits your convenience and preference.

What are different PLI  Policy Statuses and probable solutions to correct the status:- 

However, after knowing how to check your Postal Life Insurance(PLI) Policy Status, online as well as offline, we should know the different statuses of PLI policies may in under the policy, and how to correct the same explained under:-


1. PLI Policy Status is Lapsed:- 

This means that a policy that has been in existence for more than three years will be considered lapsed if the premium remains unpaid for over twelve months.

Action: If your policy status shows as lapsed, you need to revive it through a medical process. You can pay the revival amount either as a lump sum or in a maximum of 36 monthly installments.


2. PLI Policy  status InForce or Active:- 

This refers to a policy for which all the due premiums have been regularly paid, and the policy has not become ‘void’ or ‘lapsed’ under any rule of the Post Office Insurance Fund Rules.  This should be your policy status always.


3. PLI Policy Status is Void:-

This term applies to a policy with a duration of less than three years, and if any premium(s) that have become due are not paid either on the first day of the month for which the premium is due or within the grace period.

Action: This means the Premium is not paid or the premium is due but the policy still has not lapsed. No need for formal revival.

The premium for such a policy can be paid by providing a good health certificate immediately and after making payment policy status will be changed as Active. 

4. PLI Policy Status is Void lapsed:-

This refers to a policy with a duration of less than three years, and if any premium(s) that have become due are not paid for more than six months from the due date.

Action: You need to revive your policy through a medical process i.e Formal revival is required to activate the policy.
 
 
FAQ:-
 

How to Change my PLI policy status from Void to Active?

 
As per the revival rules, if your PLI Policy is eligible for revival, you can revive your PLI policy to get its status as active.

How Can I Check The Status Of My PLI Policy?

You can check your PLI policy status by following modes:- 

  • Via PLI Customer Portal 
  • Via Email 
  • Via  PLI Customer Care Helpline: 18002666868

    9:00 AM – 6:00 PM (Except Sundays & Gazetted Holidays)

    IVRS facility is available 24*7*365

  • Visit the  nearest Indian office 
Conclusion:- 
 
In the above mention methods you can easily check your policy status . As you check the various types of PLI/RPLI policy status, according the your policy Postal Life Insurance(PLI) policy status may take action to ensure the PLI status is Active only. 

Read this also:-

How to revive your PLI policy?

MDR charges in PLI online premium payment

 

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